Private Car, Commercial Vehicle and Motor Cycle Comprehensive Policy
This insurance indemnifies the insured against loss of or damage to the Motor Car/Cycle and / or its accessories whilst thereon by
a) Accidental external means
b) Fire external explosion self-ignition or frost
c) Burglary, house breaking or theft
d) Malicious act
e) Riot, strike
f) Flood, hail, wind, hurricane, cyclone, tornado or typhoon
g) Earthquake, volcanic eruption or other convulsion of nature and
h) Whilst in transit by air, road rail inland waterway, lift or elevator
The comprehensive policy also covers the risk of liabilities of Death, bodily injury or Damage to property of third parties for private vehicles and Motor Cycles while the Liabilty to third party(s) in case of Commercial Vehicle is restricted to liabilities arising out of a bodily injury or death of a third party as required by section 95 of road Traffic Act 1939.
All policies are subject to certain conditions, terms and exclusions and therefore, please contact us for detailed understanding of the respective insurance.
Claims Reporting Procedure